Category Archives: Money management

25 Money Saving Tips To Stretch Your Budget Further

Having a realistic budget can help you plan your expenses, put your finance in order and get you out of debt. However, staying in a budget is difficult for most people. If you happen to fall under this group, then you can apply the some of the tips listed below; these tips will help make your life easier and help stretch your budget. Ways to save cost on Home Whether you are a landlord or a tenant, they are various ways you can save more money. The […]

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How much do I need to retire?

First, ask yourself?  How much is enough for me?  Would a net worth of $1million be enough?   How about $2.5 million?  Maybe $5.5 million?  Or how about $10 million?  Let break down more about what lifestyle you can live with each net egg. 1 Million Dollars in net worth! A million dollars earning 10 percent yields $100,000 in annual income.  Take away about $35,000 for federal, state, and local taxes.  That leaves you with $65,000 in cash.  This amount will vary based on your state and local […]

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Assessing Your Personal Financial Situation And Gaining Control

Are you out of Control with your Money?  Personal finance is a subject that is of highest importance when it comes to planning out your life, goals, and dreams. You need to gain control of it before it is too late.  You are going to be limited as to what you can do if you don’t take control of your finances this year. There are many possibilities that can begin to push things to get out of hand, and you don’t want that to happen. Continue reading for […]

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Managing Your Personal Finances

Maintaining your personal finances properly may not seem like an easy task, but the more you know, the easier it becomes. There are many things you may need to do differently. Consider the following advice concerning managing your personal finances correctly. Have you lived for years without developing a budget? Sure, you have things in your head and try to cut costs in places, but operating off of a budget is a different story. It’s not boring like most people think; it is actually very exciting and […]

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A Monthly Budget: How To Create One

2018 Budget

This year is the year to set up a Budget and stick to it.  Following a monthly budget is one of the best ways to manage your personal finances. In order to follow a budget, though, you have to create one first and sometimes that can be the tricky part. If you are ready to create a budget and follow it to help you manage your finances, the following information can help. Read these tips and make a budget that works for you. The first thing you […]

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A Few Tips for Keeping Smart Financial Goals

Most people know that they should keep better track of their savings and spending, as well as plan ahead for any expenses they’ll be handling within a given time period. It can be tough to find the motivation to push through these rough times for an expense that is just waiting to drain you down the road, but recording your goals, setting smaller milestones, and keeping fitting rewards are great techniques for pushing through the hard times to relax in the easy. Taking charge of your personal […]

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A Beneficial Guide To Your Personal Finances

You need to be in control of your personal finances, and this means looking at every aspect of the situation. Budgeting is key, and there are many things you need to consider as you develop a more financially sound future for yourself. Continue reading for a beneficial guide to your personal finances. One thing you must do is to create a good budget that incorporates all parts of your finances. If you need to pay down your debt, then a good debt plan needs to be included. […]

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7 Basic Tips For Improving Your Money Management Skills

7 Basic Tips For Improving Your Money Management Skills Managing your personal finances wisely is a critical life skill. Strangely enough, it’s one for which a lot of people are under-educated and basically poorly prepared. Take heart, though! It’s never too late to learn a few things about your personal finances. Here are some money management basics that you can use to add stability to your finances and keep them growing. 1. Budget! Budgeting is the core skill of money management. It’s also something that the modern […]

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